prosper.comProsper - Smart, simple tools for borrowing, saving & earning

Prosper - Smart, simple tools for borrowing, saving & earning Logged (Mobile/Tablet) Your Investments My Account Messages Settings History Log Out PRODUCTS Personal Loans Apply Now Debt Consolidation Loans Home Improvement Loans Medical Loans Dental Loans Special Occasion Loans Credit Card Apply Now Business Loans Get Started Student Loans Get Started with Sparrow Home Equity Apply Now Home Equity Line of Credit Home Equity Loans Invest Get Started RESOURCES Calculators Personal Loan Calculator Debt Consolidation Calculator Home Equity Calculator Home Equity Rate & Payment Calculator Blog Credit Management Financial Wellness Home Ownership Investor Center Need Help? Help Center Contact Us ABOUT PROSPER CompanyPress Work With Us Follow Us Facebook Instagram Twitter Linkedin Log Out User (FirstName) Log In Log In Logged In (Desktop) Your Investments My Account Messages Settings History Log Out X Limited time offer: Earn up to 2% cash back on new investments through Prosper.* Learn more Prosper today with online loans & more Smart, simple tools for borrowing, saving & earning Get started with Personal Loans Have an offer code? I have an offer code Prosper today with online loans & more Smart, simple tools for borrowing, saving & earning Get Started I have an offer code Personal Loans from $2,000 - $50,000 1 Credit Card from $500 - $3,000+ Home Equity up to $500,000 3 Investments & IRAs Invest in real people For nearly 20 years, people have chosen Prosper to help fund their dreams See our 12,669 reviews on left Ivette Soto Kwast 18 hours ago Prosper gives the best interest rate as possible when I apply for a loan. The only thing it took a little longer than expected to get the Susan 2 days ago I have had a few loans with Prosper and they are a great Lender. Always so professional Jessica Ruiz 2 days ago Application and process was easy to understand. TIMOTHY 2 days ago fast service Carmella 3 days ago Great experience Gary 4 days ago Quick and easy. Dan Kurth 6 days ago Easy and fast. Good service Amy 6 days ago Super easy, painless, and fast! right ESTABLISHED SINCE 2005 1M + TRUSTED CUSTOMERS Online loans, and so much more Find a range of financial solutions including credit cards , personal loans , HELOCs and HELoans , investing opportunities , and educational content focused on financial knowledge . These are designed to support you in consolidating debt , financing home improvements , covering healthcare costs , and most importantly, enhancing your financial well-being. Check your rate ESTABLISHED SINCE 2005 1M + TRUSTED CUSTOMERS Check your rate Meet your financial needs Find peace of mind ​ TAKE CONTROL Personal Loans TAKE CONTROL Personal Loans Borrow up to $50K 1 Next-day funding 2 No pre-payment penalty Explore FIND FREEDOM Credit Card Up to $3,000 credit limit Zero fraud liability No security deposit required Explore FIND FREEDOM​ Credit Card​ LEVERAGE YOUR HOME EQUITY​ Home Equity​ LEVERAGE YOUR HOME EQUITY Home Equity Access up to $500,000 3 Low-rate HELOCs & HELoans Apply in minutes Explore DIVERSIFY & DO GOOD Investments & IRAs Invest in personal loans Avg. historical returns: 5.7 % 4 Empower real people 5.5 Explore DIVERSITY & DO GOOD Investments & IRAs Questions? We’re here to help Questions? We’re here to help Find answers to our community’s questions below, or visit our Help Center to learn more. Is Prosper a legitimate company? This might seem like an unusual question, but when it comes to trusting financial institutions with personal finances—especially online—many people are understandably cautious. Is this safe? How do I apply? Am I making the right decision? These are important concerns, and we’re here to help you find satisfactory answers. We believe your trust is ours to earn and keep. Here are the brass tacks: Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. In almost 20 years, Prosper has facilitated more than $27 billion in loans to over 1.7 million people. We now provide a variety of simple, fast, fair, and personalized financial tools and resources that support people’s lives. Prosper uses significant safeguards, including physical, technical, and operational controls to protect personal information. If you have any questions about the security of your information, you can always write us at [email protected] . You can also visit our Prospectus page to view Prosper’s latest SEC filings. Prosper has an A+ rating from the Better Business Bureau. The company serves on the Board of Directors for the American Fintech Council , an organization that promotes a transparent, inclusive, and customer-centric financial system and fosters responsible innovation in financial technology. You can learn more about Prosper’s story, our values, and our team by visiting ourpage. What does Prosper do? Prosper offers a variety of resources people can use to try and improve their financial health, regardless of their financial situation. Whether you’re just starting out and trying to establish your credit and financial profile, or you’re a financial expert looking for a new investment vehicle, Prosper can help you improve your financial wellbeing. Users can get started with their credit using the Prosper ® Card, they can consolidate debt, improve their home, or finance healthcare costs with personal loans. For individuals who own their home, Prosper can facilitate a fast and easy home equity line of credit. Investors who may be looking for new opportunities to diversify their portfolio can invest in personal loans. Individuals who aren’t ready for any of what’s mentioned above but are interested in learning more about ways to improve their financial knowledge can spend some time reading the Prosper blog and can sign up for monthly newsletters. Security that doesn’t cut corners Your security is our highest priority. Prosper uses 256-bit encryption to keep your information safe. Personal Loans from $2,000 - $50,000 1 Credit Card from $500 - $3,000+ Home Equity up to $500,000 3 Investments & IRAs Invest in real people IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. 1 Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank. 2 You may receive your funds one business day after your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction. 3 Eligibility for a home equity loan or HELOC up to the maximum amount shown depends on the information provided in the home equity application. Depending on the lender, loans above $250,000 may require an in-home appraisal and title insurance. Depending on the lender, HELOC borrowers must take an initial draw of $50,000 at closing; subsequent HELOC draws are prohibited during the first 90 days following closing; after the first 90 days following closing, subsequent HELOC draws must be $1,000, or more, except in Texas, where the minimum subsequent draw amount is $4,000. Home equity products through Prosper may not be available in all states. All home equity products are underwritten and issued by...